For who | certified small and medium enterprises |
Purpose |
investments in basic or working capital |
Currency | MKD/EUR |
Repayment period |
up to 120 months for fixed assets; up to 36 months for working capital |
Minimum experience | 12 months |
Grace Period |
up to 12 months |
Participation in the investment | / |
Method of repayment | monthly installments |
Annual interest rate |
from 5.25% this interest rate is 0.25% lower than the standard interest rate for business loans |
Security | movable objects or real estate |
Required documentation for an application | identity card from the manager, current situation not older than 3 months |
THE AMOUNT OF INTEREST DEPENDS ON SEVERAL INDICATORS SUCH AS LOAN AMOUNT, RETURN PERIOD AND SECURITY TYPE |
EXAMPLE
Purpose of the loan | purchase of a machine (investment in fixed assets) |
Amount | 100.000 EUR |
Currency | EUR |
Repayment period | 120 months |
Annual interest rate | 4,5% |
Monthly installment (principal and interest) | 1.036 EUR |