Funds provided by DBNM (SMEs) | credit line for crediting the development of small and medium enterprises through the Development Bank of N. Macedonia |
For who | small and medium enterprises |
Purpose |
purchase of fixed assets (a maximum of 50% of this loan can be used for working capital ) procurement of working capital |
Amount |
from 10,000 to 500,000 EUR for fixed assets from 15,000 to 300,000 EUR for working capital |
Currency | denar loan indexed in EUR |
Repayment period |
up to 132 months for fixed assets up to 36 months for working capital |
Minimum experience | 12 months |
Grace Period |
up to 12 months for loan for fixed assets up to 6 months for working capital loans |
Participation in the investment | own participation, at least 15% of the total investment |
Method of repayment | monthly installments |
Annual interest rate | up to 6,5% |
Security | movable objects or real estate |
Required documentation for an application | identity card from the manager, current situation not older than 3 months |